WORKING TOGETHER TO PURSUE YOUR LIFESTYLE GOALS

HOLISTIC FINANCIAL PLANNING

HOLISTIC FINANCIAL PLANNING IS A FORM OF ADVANCED FINANCIAL PLANNING

The future of personal finance has arrived. More and more, folks are looking for an advanced financial planning relationship that offers distinct benefits beyond basic planning which can be found anywhere. Planning successfully to pursue your Life Vision may require the help of a financial advisor well-acquainted with every aspect of your life.

Since you are unique, so should be your financial advisor because you are like no one else. This is why Van Leeuwen & Company takes a non-penguin approach to advanced financial planning. Managing a comprehensive financial plan means that we focus on the big picture and all details included in that plan in pursuit of working towards your life goals.

“As intelligent and successful as a person may be, staying informed about personal financial matters may not be at the top of their to do list. That’s why some folks choose to hire the kind of financial planner who becomes their family CFO.” 

Holistic-Financial-PlanningHOLISTIC FINANCIAL PLANNING IS AN ADVANCED LEVEL OF PLANNING

Most consumers seek financial advice on a basic level when they are looking for a financial product or a professional service. In fact, many folks are too busy to even know where to begin with their finances. They may choose a course of action by selecting a financial advisor, but might not think about developing a cooperative, interconnected strategic plan.  

We strive to ensure that all aspects of a member’s goals work in concert with their Life Vision. Since the goals of an entire family may be involved, holistic financial planning seeks to achieve balance with all. That is why we take an advanced approach to helping members pursue their aspirations and desired lifestyles. Some members may wish to eventually retire. Other members may have no desire to retire but rather pursue other aspirations. We seek to prepare our members in whatever endeavors they choose after they stop working in the traditional sense. Of utmost importance is that our members do not run out of money, especially in light of the inflated costs of the future. This practice provides a natural fit with the fiduciary standard to which we adhere 

*Access to Trust Services via The Private Trust Company N.A., an affiliate of LPL Financial

A HOLISTIC FINANCIAL PLAN EXCEEDS BASIC FINANCIAL SERVICES

Step-by-step strategic planning is mindfully guided by our Managing Partner. Moreover, we consider each member’s life as an original work of art in which we help achieve their goals. Since no two people are alike, every member’s holistic financial plan has the potential to become a masterwork. We consider all layers of a member’s life, from daily decisions to life-changing determinations. Maintaining this awareness means that we are able to offer regular support to our members that serves their best interests.

HOLISTIC FINANCIAL PLANNING PROVIDES ADVANCED GUIDANCE

When needed, we coordinate with our members’ other financial advisors, professionals and family members. Other professionals may include accountants, attorneys, insurance companies and estate planning providers. Such interaction can help prevent conflicts that could adversely affect a member’s Life Vision. In the absence of this added guidance, making important financial decisions might leave a person feeling disjointed or unguided.

THROUGH REMBRANDT SOCIETYSM, WE MEET WITH OUR MEMBERS ACCORDING TO THEIR NEEDS

Rembrandt SocietySM offers three levels of holistic financial planning from which members select. We understand that the quarterly meetings that come with these advanced levels of financial service may not be for every member. Therefore, it is at a member’s discretion if he or she wishes to meet less frequently. Likewise, our non-member clients may wish to forego bi-annual meetings included in our basic level of service.

We strive to tailor strategies that paint Life Visions through ongoing wealth management.  As such, embracing significant family milestones can provide direction in creating their Life Vision.

Holistic financial planning focuses on devising a robust financial strategy, achieving desired lifestyle and meeting significant milestones long before retirement. In light of the journey that can lead to life longevity, we believe in preparing for the present as much as planning for the future.

*Access to Trust Services via The Private Trust Company N.A., an affiliate of LPL Financial

MEMBER CONSULTING INVOLVES MEANINGFUL GUIDANCE IN HELPING THEM TO UNDERSTAND
  • How to work toward purchasing a home or a second home
  • Determining cash flow needed after retirement
  • Income tax liabilities
  • Making choices about employee benefits
  • Considering early retirement
  • Making choices about disability and long-term care
  • Investments and insurance
  • Planning for higher education for children
  • Dealing with aging parents
  • Planning toward a child’s future wedding
  • Planning toward a child’s bar mitzvah or bat mitzvah
  • Interacting with member providers such as accountants, attorneys, insurance providers and even other investment advisors
  • Conducting meetings with members and their professional teams (i.e., client CPAs, attorneys, etc.)
  • Changing marital status
  • Becoming a parent
  • Dealing with a death in the family
  • Sustainability and longevity
  • How to avoid running out of money
  • Achieving a desired lifestyle before retirement
  • Reviewing company equity positions and benefit plans
  • Reviewing estate planning documents, insurance coverages and taxes
  • Funding retirement accounts in pursuit of maximum deductions
  • Consultations about philanthropic gifting
  • Executing advanced estate planning strategies
  • Funding retirement plans
  • Exploring Life Vision changes along the way
HOLISTIC FINANCIAL PLANNING MEANS THAT YOUR LIFE VISION IS NOT PAINTED ALL AT ONCE

If a member or client desires, we develop a roadmap of how to pass wealth onto the next generation in an effort to help establish their legacy. That legacy could mean different things to different folks whether via inheritance or leaving a positive footprint in the lives of heirs. 

Just as a marathon runner did not run that marathon on his first day of training, neither will your Life Vision be painted in one day. A holistic financial plan implies that the sum of the parts of your Life Vision is crafted to work harmoniously within the scope of your lifetime. In this regard, the uniqueness of holistic financial planning exceeds labels of wealth management and investment management.  

 HOW THE HOLISTIC FINANCIAL PLANNING RELATIONSHIP BEGINS

Holistic financial planning begins with a Life Vision session wherein we establish a relationship and learn about a member’s goals. These relationships are much more about helping to paint their ideal futures rather than just about managing assets. That is why members are not required to give up working with their other advisors. This innovative and objective approach to holistic planning exceeds the old school practice of focusing on basic investment products which can be obtained anywhere. 

*Access to Trust Services via The Private Trust Company N.A., an affiliate of LPL Financial

Quarterly MeetingsFOR OPTIMAL FINANCIAL SUCCESS, WE STRIVE TO CONNECT ONGOING CONSULTING WITH INVESTMENT MANAGEMENT

In establishing this fluid and cohesive relationship, both can be tailored as a client’s wealth and life circumstances change and evolve over time.

During the initial Life Vision Session, a member will not be given a massive homework assignment in the form of an extensive questionnaire required to be completed on their own. Rather, we strive to simplify the process by sitting down with a member one-on-one and walking them through an in-depth, information-gathering process.  Thus, guidance has begun even before the process has started.

To schedule a complimentary Life Vision Session, contact us.

1 Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Van Leeuwen & Company, a registered investment advisor and separate entity.

2 The economic forecasts set forth in this material may not develop as predicted and content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. No strategy assures success or protects against loss. Investing involves risk including loss of principal. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. The market value of corporate bonds will fluctuate, and if the bond is sold prior to maturity, the investor’s yield may differ from the advertised yield. Because of their narrow focus, sector investing will be subject to greater volatility than investing more broadly across many sectors and companies.